Stephen James

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BMW 118i SE Hatch

£320.65 per month

  • £3,000.00 deposit
  • £0 dealer contribution
  • 4.9% APR

The BMW 1 Series has been redesigned to go beyond the journey and co-pilot your life. Boasting a 5-door design with a new sporty look and BMW TwinPower Turbo engines, it also comes with an enhanced digital eco-system that seamlessly merges your life into the driving experience.

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Click to enquire.

Features

  • 101001159_fuel-type-petrol_48Petrol
  • 110001200_wheel_48Alloy Wheels
  • 108001001_active-cruise-control_48Active Cruise Control

Finance Example

Monthly Payment £320.65
Term of Agreement 48 months
Annual Mileage 10,000 miles
On The Road Cash Price £28,350.00
Sales offer £1,358.75
Selling price £26,991.25
Customer Deposit £3,000.00
Total Deposit £3,000.00
Total Amount of Credit £23,991.25
Interest Rate (fixed) 4.9%
Option to Purchase Fee £0.00
Optional Final Payment £12,442.50
Total Amount Payable £30,513.05
APR 4.9%
Excess Mileage Charge 9.3 ppm

Terms & Conditions

Finance examples are for BMW Select agreements for the models shown above. Applies for new vehicles ordered between 05 July 2023 and 30 September 2023 and registered by 30 September 2023 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment is not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. We commonly introduce customers to a selected panel of lenders including BMW Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.

Stephen James BMW
Stephen James MINI

Copyright © 2025 Stephen James Group

  • VAT No. 898 6904 42

  • Company No. 09738102

  • FCA No. 731200

Registered in England & Wales: 09738102

Registered Office: Unit 1 Martinbridge Estate, Lincoln Road, Enfield, United Kingdom, EN1 1SP

Stephen James (Automotive) Limited (Trading as Stephen James Enfield, Stephen James Ruxley, Stephen James Bromley, Stephen James Woolwich and Stephen James Blackheath) is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We typically receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

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